Enjoy interest at competitive rates while retaining access to cash with a money market account from First National Bank and Trust. Guidelines include:
- $100 minimum deposit to open
- Earns interest
- Minimum monthly balance to avoid service fee is $2,500.00
- Service fee if balance falls below minimum is $5.00
- ATM/check card available
- Free check imaging
- Free 24-hour on-line banking with First Net Banking
- Interest bearing
Transaction limits and fees:
- Money Market accounts are limited to six checks, drafts, debit card, automatic, pre-authorized or telephone transactions per month. There is a $2.50 charge for each transaction over six. You may have unlimited withdrawals in person or by mail.
- Dormant Fee- If your Money Market account has no activity for one year, the account may be subject to a $10.00 per month fee.
- In the event of early withdrawal, a penalty may be required.