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Enjoy interest at competitive rates while retaining access to cash with a money market account from First National Bank and Trust. Guidelines include:

  • $100 minimum deposit to open
  • Earns interest
  • Minimum monthly balance to avoid service fee is $2,500.00
  • Service fee if balance falls below minimum is $5.00
  • ATM/check card available
  • Free check imaging
  • Free 24-hour on-line banking with First Net Banking
  • Interest bearing

Transaction limits and fees:

  • Money Market accounts are limited to six checks, drafts, debit card, automatic, pre-authorized or telephone transactions per month. There is a $2.50 charge for each transaction over six. You may have unlimited withdrawals in person or by mail.
  • Dormant Fee- If your Money Market account has no activity for one year, the account may be subject to a $10.00 per month fee.
  • In the event of early withdrawal, a penalty may be required.