We want to be your bank.
First National Bank and Trust offers a full range of commercial loans to meet the needs of your business. Taking a personalized approach, loan officers create solutions to support the financial health of your company.
With a focus on developing a lending relationship based on working closely with your business, First National Bank and Trust develops financing, cash management and growth opportunities tailored to your needs.
Commercial Term Loans:
Gain access to capital you need to invest in your business, with terms to fit your cash flow:
- Working capital
- Equipment and vehicle purchase
- Facilities purchase or expansion
Commercial Line of Credit:
Whether they are seasonal or short-term credit needs, you can access a line of credit to control the funds you borrow, the timing of advances, and you can even reuse the available credit as you make payments for any business need:
- Increase inventory
- Finance receivables
- Take advantage of supplier discounts
Your physical location is central to your success. First National Bank and Trust’s real estate program offers flexible financing to equip your company with the solutions you need:
- Purchase commercial real estate
- Refinance commercial real estate
- Remodel or expand current facilities
Government Guaranteed Loans:
First National Bank and Trust partners with the Small Business Administration (SBA) to offer even more flexibility to the commercial borrower.
- First National Bank and Trust is a designated SBA Express Loan Lender
- The Low Doc program offers a short application and quick approval
- The SBA 7-a program is available for larger loan amounts
- The 504 Program funds fixed asset purchases at investment market rates
At First National Bank and Trust, your business is a vital part of our business. Allow us to be a partner in building the business of your dreams.
All loans are subject to credit approval.