Real Estate Loans
Make your home-buying process easy and stress-free with a loan from First National Bank and Trust. Whether you are a first-time buyer, refinancing the loan on your current home or finally buying your dream home, First National Bank and Trust can help:
- Competitive interest rates
- Low closing costs
- Prompt loan approval
- In-house service
Visit one of our convenient locations and check out the many advantages of a home loan from First National Bank and Trust.
Finance the purchase or construction of your new home, refinance your existing home or consolidate your loans with attractive rates and terms, as well as low closing costs.
Home Equity Loans
You’ve worked hard on your home; now let it work for you! Your home equity may offer solutions for financing home improvements, cars or recreational vehicles, educational costs, vacations or that unexpected emergency.
Is it time for an upgrade to your home? When you’re ready to finish your basement or remodel your bathroom, let First National Bank and Trust help with a home improvement loan for any size project.
Home Construction Loans
Are you building your dream home? Make the dream complete with a construction loan from First National Bank and Trust. The construction loan program offers short-term financing for a specified period. Once construction is completed, we can refinance your home with the appropriate long-term loan program.
First-Time Home Buyers Loan Programs
First National Bank and Trust is a participating lender in the Kansas Housing Resources Commission’s and the Federal Home Loan Bank’s First Time Homebuyers Programs. If you have not owned a home in the last three years and you meet certain income guidelines, you may qualify for one of the programs.
All loans are subject to credit approval.
Nationwide Mortgage Licensing System (NMLS) – Institution ID 665582
Mortgage Loan Officers:
- BRANDI ARCHER MLO 1853700
- ERIN L BURKS MLO 1615486
- LLOYD KENT CULBERTSON III MLO 706742
- JASON LEE JOHNSON MLO 718089
- ARTHUR LLOYD LEE MLO 1088595
- TIMOTHY PAUL VANLAEYS MLO 706731
- BARRY JOE YOXALL MLO 677176
- ASHLEY LANE ANDERSON MLO 21335232
- AUBREY LYNN RUFF MLO 1088595
- KYLE STILL MLO 1799465