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Mortgage

Real Estate Loans

First National Bank and Trust makes the home buying process smooth and stress free, whether you are buying your first home, stepping up to a larger home, or need to refinance your existing mortgage. At First National Bank and Trust we offer:

  • Competitive Interest Rates
  • Low Closing Costs
  • Prompt, local loan approval
  • Service In-House

Visit one of our convenient locations and check out the many advantages of a home loan from First National Bank and Trust.


Home Mortgages

We have loans to help finance the purchase or construction of your new home. Also, we can help you refinance your existing home, or consolidate other loans you may have. In addition to attractive rates and terms, our loans have low closing costs.


Home Equity Loans

You have worked hard for your home; now let it start working for you. The equity in your home may provide solutions to financing home improvements, cars and recreational vehicles, emergencies, education and vacation.


Home Improvements

Considering remodeling your bathroom, finishing your basement, or adding a deck or landscaping? Let us help you make your house more like home. We make home improvements loans for any size project.


Home Construction Loans

First National Bank and Trust specializes in helping customers build their dream home. The construction loan program provides short-term financing for a specified period of construction. Upon completion, the bank will refinance the home for the long-term with the appropriate loan program.


First Time Home Buyers Loan Programs

First National Bank and Trust is a participating lender in the Kansas Housing Resources Commission’s and the Federal Home Loan Bank’s First Time Homebuyers Programs. If you have not owned a home in the last 3 years and you meet certain income guidelines, you may qualify for one of the programs.


All loans are subject to credit approval.

Nationwide Mortgage Licensing System (NMLS) - Institution ID 665582

Mortgage Loan Officers:

  • BRANDI ARCHER MLO 1853700
  • ERIN L BURKS MLO 1615486
  • LLOYD KENT CULBERTSON III MLO 706742
  • JASON LEE JOHNSON MLO 718089
  • ARTHUR LLOYD LEE MLO 1088595
  • TIMOTHY PAUL VANLAEYS MLO 706731
  • JULIE D WAGENBLAST MLO 1160466
  • BARRY JOE YOXALL MLO 677176