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Consumer Loans

First National Bank and Trust in Phillipsburg, Logan, Long Island, Smith County Bank in Smith Center, and Solomon Valley Bank in Beloit are here to help with all of your lending needs.

Vehicle Loans

We offer many different lending programs to assist you with the purchase of a new or used vehicle. Our lending programs include the purchase or refinancing of vehicles, RVs, boats, motorcycles, motor homes and trailers. Various payment terms and rates are available on vehicle loans.

Personal Loans

If you need extra cash for any reason, we can help. A personal loan can provide you with the cash you need for home improvements, unexpected bills or vacations. Collateral for personal loans can include Certificates of Deposit, vehicles, real estate or other personal property. If you qualify, these loans may be unsecured.

Overdraft Protection

First National Bank and Trust offers a simple, automated plan to cover you when you write a check that would otherwise overdraw your account. Quick Draw is available with most checking accounts upon approval.

Credit Protection

Credit life and disability are available on most loans.

All loans are subject to credit approval.