Interest Rates
Interest Rates are effective as of 3 / 26 / 2019
CDs
Scroll to the left to view the rest of the table.
| Account Type** | Minimum Investment | APY* | Interest Rate |
|---|---|---|---|
| 91 Day Certificate | $2,500.00 | 0.10% | 0.10% |
| 182 Day Certificate | $2,500.00 | 0.20% | 0.20% |
| 12 Month Certificate | $500.00 | 0.40% | 0.40% |
| 18 Month Certificate | $500.00 |
0.45% | 0.45% |
| 24 Month Certificate | $500.00 |
0.55% | 0.55% |
| 24 Month Bump Certificate |
$500.00 |
0.45% |
0.45% |
| 30 Month Certificate | $500.00 |
0.60% | 0.60% |
| 36 Month Certificate | $500.00 | 0.70% | 0.70% |
| 48 Month Certificate |
$500.00 |
0.75% |
0.75% |
| 60 Month Certificate |
$500.00 |
0.75% |
0.75% |
*Annual Percentage Yield
**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal.
** Click for additional terms and disclosures that apply to these accounts.
IRAs
| Account Type** | APY* | Interest Rate | |
|---|---|---|---|
| 91 Day Fixed Rate | 0.10% | 0.10% | |
| 182 Day Fixed Rate |
0.20% | 0.20% |
|
| 12 Month Fixed Rate |
0.40% | 0.40% |
|
| 18 Month Fixed Rate | 0.45% | 0.45% | |
| 24 Month Fixed Rate | 0.55% | 0.55% | |
| 24 Month Bump Rate |
0.45% |
0.45% |
|
| 30 Month Fixed Rate | 0.60% | 0.60% | |
| 36 Month Fixed Rate | 0.70% | 0.70% | |
| 48 Month Fixed Rate | 0.75% | 0.75% | |
| 60 Month Fixed Rate |
0.75% |
0.75% |
*Annual Percentage Yield
**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal.
** Click for additional terms and disclosures that apply to these accounts.
Personal Checking & Savings
| Account Type** | APY* | Interest Rate | |
|---|---|---|---|
| Interest Checking | 0.05% | 0.05% |
|
| Money Market Account | 0.10% | 0.10% | |
| Regular Savings | 0.10% | 0.10% | |
| All-Star Savings | 0.10% | 0.10% |
|
| Christmas Club | 0.10% | 0.10% |
*Annual Percentage Yield
** Click for additional terms and disclosures that apply to checking accounts.
** Click ( Money Market Account , Regular Savings , All-Star Savings , Christmas Club ) for additional terms and disclosures that apply to savings accounts.
Business Checking & Savings
| Account Type** | APY* | Interest Rate | |
|---|---|---|---|
| Business Interest Bearing Account | 0.05% | 0.05% |
|
| Business Money Market Account | 0.10% | 0.10% | |
| Business Savings | 0.10% | 0.10% |
** Click for additional terms and disclosures that apply to business checking.
** Click ( Business Money Market , Business Savings ) for additional terms and disclosures that apply to business savings.