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Interest Rates

Interest Rates are effective as of 3 / 26 / 2019

CDs

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Account Type** Minimum Investment APY* Interest Rate
91 Day Certificate $2,500.00 0.10% 0.10%
182 Day Certificate $2,500.00 0.20% 0.20%
12 Month Certificate $500.00 0.40% 0.40%
18 Month Certificate $500.00
0.45% 0.45%
24 Month Certificate $500.00
0.55% 0.55%
24 Month Bump Certificate
$500.00
0.45%
0.45%
30 Month Certificate $500.00
0.60% 0.60%
36 Month Certificate $500.00 0.70% 0.70%
48 Month Certificate
$500.00
0.75%
0.75%
60 Month Certificate
$500.00
0.75%
0.75%




*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


IRAs

Account Type**
APY* Interest Rate
91 Day Fixed Rate
0.10% 0.10%
182 Day Fixed Rate

0.20% 0.20%
12 Month Fixed Rate

0.40% 0.40%
18 Month Fixed Rate
0.45% 0.45%
24 Month Fixed Rate
0.55% 0.55%
24 Month Bump Rate

0.45%
0.45%
30 Month Fixed Rate
0.60% 0.60%
36 Month Fixed Rate
0.70% 0.70%
48 Month Fixed Rate
0.75% 0.75%
60 Month Fixed Rate

0.75%
0.75%

*Annual Percentage Yield 

**A withdrawal of interest will reduce earnings. There may be a penalty for early withdrawal. 

** Click for additional terms and disclosures that apply to these accounts.


Personal Checking & Savings

Account Type**
APY* Interest Rate
Interest Checking
0.05% 0.05%
Money Market Account
0.10% 0.10%
Regular Savings
0.10% 0.10%
All-Star Savings
0.10% 0.10%
Christmas Club
0.10% 0.10%

*Annual Percentage Yield

** Click for additional terms and disclosures that apply to checking accounts.

** Click ( Money Market Account , Regular Savings , All-Star Savings , Christmas Club ) for additional terms and disclosures that apply to savings accounts.


Business Checking & Savings

Account Type**
APY* Interest Rate
Business Interest Bearing Account
0.05% 0.05%
Business Money Market Account
0.10% 0.10%
Business Savings
0.10% 0.10%
*Annual Percentage Yield
** Click for additional terms and disclosures that apply to business checking.

** Click ( Business Money Market , Business Savings ) for additional terms and disclosures that apply to business savings.